Melanie B.

“The Medicaid Medically Complex Children’s Waiver (MCCW) literally was a lifesaver”

Our family has 3 children with special needs, all of them came to our family through adoption. Oliver is 4, Christopher 2 and Rachel is 6 months Before Oliver's diagnosis we were a two income family, with me earning the higher income. My husband and I worked opposite shifts, opposite days. You could say we were living the American dream. 2 cars a house and life was good. Oliver required many therapy and Dr visits, and I had to cut down my hours. However we didn't qualify for any assistance like Medicaid or social security for him due to our income. We also did not make enough money to pay for his expensive medical bills. We ended up declaring bankruptcy to try to get ahead. Then Christopher joined our family, his needs are more severe and required many many hospitalizations, some we didn't know if we were ever going to be able to bring him home. I had to quit my job, and my husband had to take a lot of time off from work so that while we were in the hospital he could watch the other kids. Bills were coming in faster than we could afford. With the loss of my job, and the majority of our income things became very hard for us. We lost our house and had to move in with family. We sold everything of worth. This is when the Medicaid Medically Complex Children’s Waiver (MCCW) became available for us. It literally was a lifesaver. We were able to afford the medical bills, we did have primary insurance however it had a very high deductible. We have been able to get much needed equipment for my children like medical beds and adaptive strollers as well as many therapy visits. Also now their very expensive formula is now covered. The MCCW had given us freedom from medical debt. We are currently looking into buying a house and none of that would be possible without the MCCW. Please continue to fund this much needed program.